Questions about retirement plans and employee benefits? Joe Ranni, Esq. of Ranni Law Firm PLLC  answers this and many questions including: Is a qualified retirement plan an employee benefit plan? Are private sector pensions treated the same as government or state pensions? What happens to benefits if employee dies before retirement? How does your pension affect Medicaid qualifications? Can the employee benefit be added to a trust? How is the employee benefit treated in a will or trust? What is the benefit for employers for employees to opt into retirement plan? What happens to the pension if the company declares bankruptcy? What happens to the pension if the company merges with another? What is the best way to protect your pension?